Deposit Broking

Our Cost

RIM Securities negotiates and receives any commission for sourcing funds from the Authorised Deposit-taking Institutions (ADIs). This commission is typically between 5 and 20 basis points and takes into consideration numerous factors such as the size, term and complexity of the deposit, the ADIs need for funds and the market rate.

The rate you are shown is the rate you receive and you do not pay any extra brokerage or fees of any kind to RIM Securities.

Great Rates and Products

RIM Securities shows term and cash deposit products and rates for up to 50 Authorised Deposit-taking Institutions (ADIs).

Deposit products include call accounts, term deposits with interest paid at maturity and longer-dated term deposits where interest is paid periodically.

All deposits in the Australian market up to $250,000 have a permanent guarantee effective from 1 February 2012.

Our daily rate sheet provides investors with a quick overview of what rates can be achieved on any given day and enables investors to make informed investment decisions from one easy source. For investors, this reduces the search time required to locate the best deal and uses RIM Securities "buying power" to ensure that the rate achieved is the best available at that time.


Deposit funds are never received by RIM Securities, we only act as the intermediary in the deal. Funds are transferred direct from the investor to the ADI and upon repayment direct from the ADI to the investor. This ensures investors are always in total control of their individual funds.

Personalised Service

RIM Securities offers a personalised service that is tailored to meet our client’s individual investment needs. This flexible approach means we work with clients to simplify the overall process and make investing simple and easy.

Once an appropriate term and ADI for your deposit has been selected, RIM Securities will transact the deal with the ADI and issue you with a contract note confirming details of the deposit. RIM Securities will also assist clients with completing the necessary account opening documents and ensure that the correct identification ("AML") documents are provided to the ADI.

As a client of RIMsec you can be assured that we will negotiate the best available rate for you and at the same time provide you with a wide choice of ADIs in which you can invest.

For more information please contact us.